TD Canada Trust Financing

Ask about our Flexible Payment Options with TD Canada Trust.

Many people ask us - If I need financing, should I Get a Home Improvement Loan OR Pay with my Line of Credit?

ANSWER: There are several factors you should consider in the comparison:

Home Improvement Loan: Guaranteed monthly payment fits customer's budget

• Flexible repayment, up to 10 year Amortization, *Comfortable and Affordable*
• Fixed guaranteed Rates
• Full disclosure of monthly payment, interest cost *Realistic end to this expense*

Unsecured Line of Credit: Higher repayment and no Rate Guarantee

• Required repayment, on a forced 3 year schedule
• Floating Rate, not Guaranteed; good for short term borrowing, not long term
• Therefore, a line of credit OR even a credit card is not where you want to pay off your Home Improvement project

We will be happy to discuss your financing issues with you.